South Miami – Cottage Style Home

admin — Mon, 14 Feb 2011 14:25:42 +0000

Charming 2 Bedroom, 1 Bath Cottage Style Home with Cedar Closets, Central A/C & Heat with Hardwood Floors throughout. Large Lush Backyard on a 6,500 square foot lot in sought after Schenley Park Subdivision.

Property Details

Listing Price: $329,000
Address: 6027 DEVONSHIRE BL
City: Miami
State: FL
ZIP: 33155

MLS # (if any): M1421141
Square Feet:
Bedrooms: 2
Bathrooms: 1
Basement (full, 1/2, finished, unfinished):

Property Location

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Warm Single Story – Kendall

admin — Mon, 14 Feb 2011 14:20:22 +0000

3/2 WITH LARGE LOT, KITCHEN W/GRANITE TOPS, NEW SS APPLIANCES, NEW MASTER BATH WITH WOOD CABINETS & GRANITE TOP, TILE & WOOD LAMINATE FLOORS. ASSOCIATION IS ONLY $35 PER MONTH. NOT A SHORT SALE OR REO, MAKE AN OFFER & GET AN ANSWER IN 24 HRS.

Property Details

Listing Price: $169,000
Address: 16881 SW 142 PL
City: Miami
State: FL
ZIP: 33177

MLS # (if any): M1425439
Square Feet: 1564
Bedrooms: 3
Bathrooms: 2
Basement (full, 1/2, finished, unfinished):

Property Location

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House vs Home

admin — Mon, 14 Feb 2011 14:01:54 +0000

When conversing with real estate agents, you will often find that when they talk to you about buying real estate, they will refer to your purchase as a “home.” Yet if you are selling property, they will often refer to it as a “house.” There is a reason for this. Buying real estate is often an emotional decision, but when selling real estate you need to remove emotion from the equation.

You need to think of your house as a marketable commodity. Property. Real estate. Your goal is to get others to see it as their potential home, not yours. If you do not consciously make this decision, you can inadvertently create a situation where it takes longer to sell your property.

The first step in getting your home ready to sell is to “de-personalize” it.

The reason you want to make your home anonymous is because you want buyers to view it as their potential home. When a potential homebuyer sees your family photos hanging on the wall, it puts your own brand on the home and momentarily shatters their illusions about living in the house themselves.

Put away family photos, sports trophies, collectible items, knick-knacks, and souvenirs. Put them in a box. Rent a storage area for a few months and put the box in the storage unit.

Do not just put the box in the attic, basement, garage or a closet. Part of preparing a house for sale is to remove “clutter,” and that is the next step in preparing your house for sale.

Answering Your Money Questions

admin — Mon, 14 Feb 2011 14:00:35 +0000

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.

The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.

Perhaps you become exasperated at your lender, but they are only doing their job correctly. To ensure quality control and eliminate potential fraud, it is a requirement on most loans to completely document the source of all funds. Moving your money around, even if you are consolidating your funds to make it “easier,” could make it more difficult for the lender to properly document.

So leave your money where it is until you talk to a loan officer.

Oh…don’t change banks, either.